Next Gen Millionaire is AIA Malaysia's structured full-time programme. Monthly bonuses on top of your commission — contractual, tracked, and paid from Month 1.
Entry Requirements
Open to new applicants and to RintiZ members ready to go full-time.
Monthly Bonus Structure
Hit your AFYC target and 3 cases in a month, and Next Gen Millionaire pays you a bonus — on top of the commission you already earned from those sales. Five tiers, you choose which to aim for.
Plus every quarter
Hit 9 cases and RM36,000 quarterly AFYC in your first two quarters — that's an additional RM48,000 per quarter, on top of all the monthly bonuses you already received.
AFYC = Annualized First Year Commission from Life, Takaful, and Personal Accident products. Commission earned from AFYC is separate from and in addition to these bonuses.
Career Progression
Flexible. No experience needed. Learn the ropes and build your book.
notbadlah.com →24 months. Monthly bonuses + quarterly bonuses + commission.
Build your own team. Earn overriding commission on team production.
Scale your agency. Multiple income streams from team performance.
What's Included
You're not figuring this out alone. Next Gen Millionaire comes with a full structure.
4-day physical class, completed by Month 2. Everything about AIA's products, selling approach, and compliance — in one block.
3-hour physical session every month from M1 to M12. Invitations sent by your regional Training Partners. No self-registration needed.
2.5-hour weekly session at your branch, every week for all 24 months. Case studies, peer accountability, Agency Executives present.
45 minutes on Zoom every Tuesday at 9am. Market updates, technique refreshers, motivation. No registration — link is emailed to you.
Free for your first year. Access to Vitality health rewards, gym discounts, and partner deals. One less thing to pay for while you ramp up.
Double Millionaire Challenge, Rookie Advisor Bonus, Life Planner Convention, Elite Academy Conference, and the Next Gen Leader pathway.
Honest Expectations
Next Gen Millionaire is a performance programme, not passive income. Here's what you need to maintain each quarter.
Minimum 3 new cases every quarter. Drop below this and you exit the programme.
Policies you sell need to stay in force. D0 90%, D1 85%, D2 75% (where available).
One Quarterly Retention Validation across the full 24 months. Use it wisely.
Miss targets and exhaust your safety net? You revert to Standard Life Planner — commissions still yours, just no bonus scheme. Re-entry to Next Gen Millionaire is not permitted once withdrawn.
Questions
Applications Open
No commitment yet — just a conversation. Charles will reach out within 24 hours.